FREQUENTLY ASKED QUESTIONS
Have more questions? We’ve got answers!
What is debt consolidation?
Debt consolidation involves combining multiple debts into a single loan or payment plan. The purpose is to simplify repayment and reduce the overall interest rate or monthly payment, making it easier to manage debt.
Will this affect my credit score?
Yes, temporarily, but most clients see recovery soon after completing their plan.
How long does it take?
It depends on the debt amount and consistency of payments.
Do I need a good credit score to qualify?
No. We focus on your debt situation, not your score.
What types of debt qualify?
Credit cards, personal loans, medical bills, and other unsecured debts.